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Bharat Microfinance Report

Fostering Inclusive Impact Finance

Chapter 2 - Section 2.6 - SubSection 2.6.2

Loan Amount Disbursed (Rs in Cr.)

In FY 2023-24, a total of ₹3,87,874 crore was disbursed, with NBFC-MFIs and Banks contributing nearly equal amounts of ₹1,45,827 crore and ₹1,45,249 crore, respectively, followed by SFBs at ₹58,944 crore. The similar disbursement figures suggest that while NBFC-MFIs and Banks are closely matched, the lower outstanding amount for Banks indicates shorter loan periods or quicker recoveries.

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India Country

Loan Amount Disbursed (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Amount Disbursed)

100 %

0 %

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March 2023

0

Industry

March 2024

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Industry

Loan Amount Disbursed (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Amount Disbursed)

Loan Amount Disbursed (in Cr.)

Growth (%)

Amount Disbursed (₹ in Cr.) by Micro-Lender
Loan Amount Disbursed (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Amount Disbursed)
S. No.State/UTAmount Disbursed (₹ in Cr.) during FY 22-23Amount Disbursed (₹ in Cr.) during FY 23-24Y-o-Y Growth (in %)
1Bihar500636295026 %
2Tamil Nadu431885059117 %
3Uttar Pradesh353044415125 %
4Karnataka299433863029 %
5West Bengal284573619727 %
6Maharashtra243192882619 %
7Odisha191552209615 %
8Madhya Pradesh19313210849 %
9Rajasthan14770152523 %
10Jharkhand106971232415 %
11Kerala10978111331 %
12Gujarat97291085412 %
13Chhattisgarh5722636711 %
14Andhra Pradesh2976510672 %
15Haryana53114805-10 %
16Assam2601392951 %
17Punjab49913859-23 %
18Telangana16273248100 %
19Tripura1813221922 %
20Uttarakhand1609184615 %
21Puducherry59071120 %
22Delhi704614-13 %
23Goa12817940 %
24Others44152243 %
25Himachal Pradesh154150-2 %
26Mizoram1001078 %
27Meghalaya8210427 %
28Sikkim951017 %
29Arunachal Pradesh377395 %
30Jammu & Kashmir7167-4 %
31Nagaland345046 %
32Chandigarh4640-12 %
33Andaman & Nicobar111969 %
34Manipur11716-86 %
35Daman & Diu1715-15 %
36Dadra & Nagar Haveli7814 %
37Ladakh0.020.0341 %
Industry32480138787419 %